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Dealing with an insurance company in a long-term disability (LTD) claim can be frustrating and stressful, especially if your benefits are denied or terminated. It can be even more challenging if the insurer uses surveillance in an attempt to refuse benefits.
When insurers have concerns or suspicions about a claim, they may decide to investigate a policyholder by retaining the services of an investigation firm (or by using their own in-house investigators). This is more common than most people realize. To read more, click here.