What happens if you get into a traffic accident in the United States?

Each day thousands of Ontario motorists cross the Canada-United States border. It can be a quick trip to see the sights or a vacation encompassing multiple states.

The last thing many of these travellers may be thinking about is happens if they are involved in a traffic accident. In Ontario, drivers must carry a minimum of $200,000 of liability coverage in order to legally operate their vehicles but there is no equivalent mandatory minimum insurance requirement in most of the United States. Perhaps more sobering, one in seven U.S. drivers operated a private-passenger vehicle without liability insurance in 2022, according to a report by the Insurance Research Council.

Will you be covered in the event of a collision? If you have your own insurance, the answer is yes. However, before you head out to visit our neighbours to the south, there are some things to keep in mind. To read more, click here.