Insurers obligated to provide notice when terminating a policy

Is an insurance company entitled to terminate an automobile policy without providing notice on the basis of material misrepresentations in the application? In Merino v ING Insurance Company of Canada, the Ontario Court of Appeal says no.

The court found an automobile insurer in Ontario cannot rescind an automobile insurance contract at common law ab initio, and the respondent’s letter purporting to do that was not effective. To read more, click here.