Disability Law

Proactive approach to mental health issues by employers is encouraging

By Tony Poland, LegalMatters Staff • Workplace stress is a fact of life but a growing commitment by more employers toward a more preventative approach to mental health issues is reason for optimism, says Ontario disability insurance lawyer Courtney Mulqueen. “It seems that an increasing number of people are considering mental healthcare on an ongoing […]

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A primer on successfully claiming LTD benefits in Ontario

By Paul Russell, LegalMattersCanada.ca • If an injury or illness prevents you from working for an extended period you may be eligible for long-term disability (LTD) insurance, says Ontario disability and personal injury lawyer Joshua Goldberg. “It is meant to help you financially after any short-term insurance coverage runs out. But problems can arise if

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Ontario government’s health-care investment ‘a great step forward’

By Tony Poland, LegalMatters Staff • The Ontario government’s recent $110-million investment in primary care teams is “a great step forward” in the journey to improve patient access to medical professionals, says Ontario disability insurance lawyer Courtney Mulqueen. The move will connect up to 328,000 people to primary care teams, according to the Ministry of

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Full disclosure is imperative when applying for critical illness insurance

By Tony Poland, LegalMatters Staff • Critical illness insurance provides a lump sum payout following a diagnosis of a specifically defined serious illness covered by the policy, which could include conditions such as heart attack, Multiple Sclerosis, Parkinson’s disease, stroke or cancer. It differs from long-term disability insurance (LTD) which protects people who are unable

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Don’t confuse seasonal affective disorder with the winter blues

By Tony Poland, LegalMatters Staff • Many people experience a sense of malaise in the depths of winter but those suffering from seasonal affective disorder (SAD) face a much more serious mental health challenge, says Ontario disability insurance lawyer Courtney Mulqueen. “At one time or another, most of us will get the winter blues. Seasonal

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Weighing the pros and cons of a lump sum insurance payout

By Tony Poland, LegalMatters Staff • Predicting the future with any certainty is unrealistic so deciding whether to take a lump-sum payout or monthly payments in a long-term disability (LTD) claim takes careful consideration, says Ontario disability insurance lawyer Courtney Mulqueen. “No one has a crystal ball,” says Mulqueen, principal lawyer of Mulqueen Disability Law.

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Job burnout is a ‘special type’ of stress that needs a rebrand

By Tony Poland, LegalMatters Staff • Job burnout is a legitimate concern that requires understanding and the means to identify it early so people can get the help they need, says Ontario disability insurance lawyer Courtney Mulqueen. “Burnout is by no means a new phenomenon. We all know stress is the cause of many debilitating

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Judgment could encourage LTD claimants to pursue their cases

By Tony Poland, LegalMatters Staff • A long-term disability (LTD) case that saw a woman who suffered a stroke awarded $1.08 million in legal costs may well provide others with the impetus to seek justice in their insurance claims, says Ontario disability insurance lawyer Courtney Mulqueen. Earlier this year, the Superior Court of Ontario ordered Blue Cross Life

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Receiving financial aid can have consequences for LTD claimants

By Tony Poland, LegalMatters Staff • Applying for government assistance may seem like a good idea if you find yourself in financial difficulty waiting for your long-term disability (LTD) claim to be approved but failing to seek advice first could prove costly, says Ontario disability insurance lawyer Courtney Mulqueen. Mulqueen, principal of Mulqueen Disability Law Professional Corporation,

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COVID long-haulers need more help, understanding from insurers

By Tony Poland, LegalMatters Staff • Clinical trials to test the safety and effectiveness of potential long-COVID treatments have the added bonus of discovering treatments for other “invisible illnesses” with similar symptoms, says Ontario disability insurance lawyer Courtney Mulqueen. However, with no immediate relief in sight for COVID long-haulers or those suffering from other illnesses that

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