Disability Law

Weighing the pros and cons of a lump sum insurance payout

By Tony Poland, LegalMatters Staff • Predicting the future with any certainty is unrealistic so deciding whether to take a lump-sum payout or monthly payments in a long-term disability (LTD) claim takes careful consideration, says Ontario disability insurance lawyer Courtney Mulqueen. “No one has a crystal ball,” says Mulqueen, principal lawyer of Mulqueen Disability Law. […]

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Job burnout is a ‘special type’ of stress that needs a rebrand

By Tony Poland, LegalMatters Staff • Job burnout is a legitimate concern that requires understanding and the means to identify it early so people can get the help they need, says Ontario disability insurance lawyer Courtney Mulqueen. “Burnout is by no means a new phenomenon. We all know stress is the cause of many debilitating

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Judgment could encourage LTD claimants to pursue their cases

By Tony Poland, LegalMatters Staff • A long-term disability (LTD) case that saw a woman who suffered a stroke awarded $1.08 million in legal costs may well provide others with the impetus to seek justice in their insurance claims, says Ontario disability insurance lawyer Courtney Mulqueen. Earlier this year, the Superior Court of Ontario ordered Blue Cross Life

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Receiving financial aid can have consequences for LTD claimants

By Tony Poland, LegalMatters Staff • Applying for government assistance may seem like a good idea if you find yourself in financial difficulty waiting for your long-term disability (LTD) claim to be approved but failing to seek advice first could prove costly, says Ontario disability insurance lawyer Courtney Mulqueen. Mulqueen, principal of Mulqueen Disability Law Professional Corporation,

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COVID long-haulers need more help, understanding from insurers

By Tony Poland, LegalMatters Staff • Clinical trials to test the safety and effectiveness of potential long-COVID treatments have the added bonus of discovering treatments for other “invisible illnesses” with similar symptoms, says Ontario disability insurance lawyer Courtney Mulqueen. However, with no immediate relief in sight for COVID long-haulers or those suffering from other illnesses that

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Using job abandonment to fire disability claimants is unfair

By Tony Poland, LegalMatters Staff • Attempts by employers to use job abandonment to terminate long-term disability claimants is an unfair ploy that causes emotional distress and hardship, says trauma-informed long-term disability lawyer Leanne Goldstein. “Some employers are trying to get rid of employees who are on disability under the guise of abandonment of employment,” says Goldstein,

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Should you file for disability or seek accommodation? Read on

By Tony Poland, LegalMatters Staff • When an injury or illness prevents you from being able to adequately perform the duties of your job you may not know what to do next. Is it better to seek an accommodation from your employer or should you pursue a claim for disability benefits? “The choice is not always

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Using redemption arc to assess invisible injuries is ‘archaic’

By Tony Poland, LegalMatters Staff • Insurance providers should be taking a more individualized approach to assessing invisible injury disability claims in order “to fulfill their duty of good faith,” says Ontario disability insurance lawyer Courtney Mulqueen. “The expectation is that with proper treatment a person who has suffered an injury or illness is likely

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Fight for your rights after an insurance claim denial

By Tony Poland, LegalMatters Staff • Trauma-informed disability and insurance lawyer Leanne Goldstein says an insurance claim denial can be stressful. And your anxiety level is sure to rise even more if you have been accused of misrepresentation or fraud.  However, she says an unfounded assertion of material misrepresentation is more common than many may believe – especially with mortgage disability

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New firm aims to create ‘supportive environment’ for clients

By Tony Poland, LegalMatters Staff • For York Region disability insurance lawyer Courtney Mulqueen, the guiding principles of her new practice have as much to do with how to serve clients as it does with winning cases. “We are a trauma-informed disability law firm,” she tells LegalMattersCanada.ca. “We understand the impact of the trauma our clients have

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